At Creative Resources Insurance Brokers Services (CRBS), we take a comprehensive, forward-looking approach to insurance and financial planning—one that protects what you’ve built while guiding you toward what’s next.

Our process begins with a Comprehensive Needs Analysis and Overall Risk Assessment, where we gain a clear understanding of your personal circumstances, goals, and concerns. From there, we conduct an industry-wide Product Discovery Search combined with In-Depth Carrier Research, identifying optimal solutions across life, health, disability, and property insurance.

Every recommendation we present includes Fully Illustrated Policy Solutions, accompanied by a clear explanation and a client confirmation process to ensure full understanding and comfort before moving forward. We leverage secure e-application platforms to streamline implementation and reduce delays—getting your coverage in force quickly and efficiently.

Beyond protection, we help you plan for prosperity. Our advisors craft Comprehensive Written Financial Plans—powered by indsutry leading software—that reflect your family’s values and vision. These plans integrate all key elements: household budgeting, cash flow forecasting, Social Security optimization, and goal-based planning for education, retirement, and legacy.

Whether you’re planning for a trip, a wedding, a new home, a child’s future, or a confident retirement, we help define your priorities and build the roadmap to get there.

At every stage of life, our commitment remains the same: to provide clarity, confidence, and a plan you can count on. Let us help you protect what matters—and prepare for what’s possible.

The cost for Written Finacial Plans can vary but never to exceed $2,000,00 per household.

(Good News ! When it comes to insurance products, the carriers generally pay us commissions "On Top" which means your fees are covered, but the dollar amount of your investment is not reduced.)